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FAQs

1. What is private medical insurance?

   Private medical insurance (commonly known as PMI) provides benefits for In patient, Day patient and Out patient treatment in a private hospital, along with consultations and diagnostic tests such as scans, X-rays, blood tests etc and small operations such as the removal of a lump.

2. Can I get cover for my aching back?

   On the whole PMI will not cover pre-existing conditions. However, in some instances it is possible to make exceptions. Please contact us for further details on how we can assist with this.

3. Can I get cover for spectacles and dental treatment?

   Yes, we deal with a huge range of products and quite a few offer cover for everyday health expenses. These products are usually very low cost and provide excellent value for money. Please contact us for more information.

4. I already have medical insurance but I’m not too happy with the provider/premium. Is it possible to move my cover without being given further exclusions, even though I have previously claimed on the policy?

   It would depend upon the type of claim you made and the kind of policy you have. We have access to all of the major insurers as well as some smaller, niche, type policies. Please contact us to discuss this further and we can provide you with our independent advice and, if required, a no obligation quote.

5. Do you cover individual members of the public or companies?

   We cover both, as well as people who are looking to continue cover upon leaving a company scheme, or anyone who is simply looking for cover for themselves and their family. Give us a call and we will happily discuss your needs and can provide you with a no obligation quote.