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Buisness Club 2017

Personal accident

Personal accident insurance cover is available for professional and non-professional motorsport participants, officials and marshals. Group Personal Accident policies also available for companies needing cover for their employees.

Apply onlineWe have access to insurers for both employed and salaried motorsport professionals as well as those who compete on a weekend for fun and any forms of motorsport participated in can be covered – 2 or 4 wheels!

Cover is available for those who participate in motorsport, marshal or officiate at events.

Sums insured can be tailored to your needs but typically there is a choice of £75,000 / £150,000 or £250,000 and can include the following benefits:

  • Accidental death
  • Permanent total disability
  • Permanent total loss of sight in 1 or both eyes
  • Permanent total loss of speech
  • Permanent total loss of hearing
  • Permanent total loss of one or more limbs
  • Permanent partial disablement – loss of fingers/toes/quadriplegia/triplegia/paraplegia
  • Temporary total disablement – a weekly payment
  • Temporary partial disablement – a weekly payment

24 hour cover can be incorporated into the insurance policy or it can be done on an event only basis.

Top up personal accident cover

Apply onlineAs MSA competition licence holders, all competitors receive capital benefits should they sustain injury while they are competing – the details of the cover are in the Blue Book. 

We noticed that there was no weekly payout option should you become injured whilst competing. After some market research we  designed an insurance scheme that will “top up” the MSA scheme to provide a short term "Total Disability" benefit that will pay a weekly amount should you suffer a temporary total disability. 

So if you are made temporarily totally disabled and unable to work due to a Motorsport accident this cover could give you an additional payout of up to £200 per week or 75% of the your Gross Weekly Wage whichever is the less.

With only a 14 day excess period we have 2 schemes available.

We also offer bespoke Personal Accident quotations for those competitors who are self employed or require a higher weekly benefit.  

Our 24 hour cover can also include your occupation as well as your racing activities.

Groups and student accident cover

Group personal accident policies can also be arranged for companies who wish to offer this as a benefit to their employees and is popular for those who employ mechanics providing on event support or instructors.

Student policies are available for those aged 11-23 years old and in full time education – ideal for the karters and junior motorsport participants.


As quotations are tailored to your needs, please either complete the enquiry form with your basic information and email it to one of our dedicated motorsport team members will call you back to discuss your enquiry or call 01482 388513 and discuss your requirements with us.

We look forward to hearing from you.

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